Wynstone Financial

Our clients qualify for thousands of dollars, without even a peek at their credit reports.

How to Apply for a car title loan?

The application process is easy and quick.

Start by finding out how much you qualify for. Fill out our quick loan quote form with your vehicle's information and your contact information. Our system will instantly generate an accurate quote based on what you told us about your car. You may qualify for much, much more than you intended to borrow; try to remember to borrow only what you can afford to repay!

One of our lenders will give you a call to see if you want to complete the full application. If you do, he or she will tell you what you need to bring and direct you to the Wynstone Financial storefront closest to you.

When you apply, bring your driver's license, proof of income, proof of address and the car title. For your address, a piece of mail or your lease documents will do. For your income, bank statements or pay stubs will do. We'll have you back out the door, money in hand, in under an hour!

Title Loan Requirements in Texas

You must meet the following criteria.

You must be at least 18 years old
You must own a vehicle
You must have some form of income
The vehicle title must be free of liens
What is this?

What is free of liens?

A car title is lien-free when you've completely paid it off.

In rare cases, if you owe a creditor money and don't pay, they may file for a lien against your car. If you try to sell your car, the lien holder will have to be paid what you owe him before you collect the rest.

If a creditor has placed a lien against your car, you probably already know about it. If you're unsure, visit the Taylor Department of Motor Vehicles (DMV) and have a check done on your car's Vehicle Identification Number (VIN). However, it's very likely that if you have paid off your car, your title is free of liens.

By the way, if you've misplaced your car title, you can apply for a duplicate title at the DMV. It only costs $5.45. Take your driver's license with you to the DMV when you apply.

You don't have to be currently working to qualify for an auto title loan with Wynstone Financial in Texas. You do, however, have to have some form of income so that you can make your loan payments. We accept all forms of income, including: disability, unemployment, worker's compensation, retirement, rental income, child support and alimony.

Why not see how much money you qualify for right now?

Get A Quote Today Speak With Us

How does it work?

You apply for a loan with us with the title to a car you own.

Collect info of your vehicle

We'll inspect your vehicle and quote you a loan amount based on the value of the car.That's right: how much you can borrow is determined by your car's worth, not how much money you make.

You will sign your loan documents

Once you sign your loan documents, we'll give you the money you need in exchange for the title, which we'll hold until you pay your loan back. Meanwhile, you take the money AND your car home with you. You can keep using your car any way you like. Once you pay off the loan, we'll give you back your title and your account is considered closed.

Prepare your documents

When you apply, bring your driver's license, proof of income, proof of address and the car title. For your address, a piece of mail or your lease documents will do. For your income, bank statements or pay stubs will do. We'll have you back out the door, money in hand, in under an hour!